Deaf people and bad credit rating

Deaf people were treated badly in the past to the point of being denied their fundamental rights such as that of accessing loans and consequently, their current behavior is a reflection of this treatment. Although some famous deaf people proved that deaf people could make history as well as get good credit rating, their efforts have gone unnoticed for many years.
Although deaf people are able to pay their bills and stay within the required debt limits, most banks, and other financial institutions usually put them in the bottom 80% of the population. However, since their credit scores do not depend on the amount of money that they owe and instead they are based on their available credit, many of them have worked hard to change this trend by getting their credit cards paid down as much as possible. For more info, please visit our friends here

Many banks and other financial institutions charge very high interest for people who have bad credit and for this reason; deaf people are making efforts to have perfect credit by paying their bills within three weeks. These people are the ones who need money the most and for this reason, they need to preserve their credit by paying their bills before the due date and making sure that they only owe cars that they do not need to take loans for.

Horticultural Therapy for the Hard of Hearing


It’s not easy being deaf or hard of hearing; verbal communication is a large part of the world. But thankfully for those with hearing issues, they say communication is also 75% non-verbal! If you’re deaf or hard of hearing, you’re probably extremely practiced at picking up on non-verbal cues so that you can communicate just as well as a person who hears normally. But even though communication with humans may be difficult at times for those with hearing problems, non-verbal communication is the only communication we can have with plants. With a personal greenhouse, you can have great communication with your indoor garden all year long!

Did you know that having a garden is considered a form of therapy? It’s called horticultural therapy, and it is a method of therapy that helps the gardener to grow spiritually, physically and mentally along with their garden. This sort of therapy could be especially great for those who are deaf or hard of hearing because they can communicate non-verbally with their plants and find solace in their garden. And the best way to do this, especially for those in a cold weather climate, is to buy one of our greenhouses for sale! With a personal greenhouse, horticultural therapy and peace can be found all year round!

But horticultural therapy isn’t the only benefit that greenhouses have to offer. Below is a list of some of the awesome benefits of greenhouses!


Grow With Your Plants All Year Round

If you do subscribe to the idea of horticultural therapy and live somewhere with heavy winters, than you can only get your therapy fix until the frost comes! I’m no expert, but shouldn’t therapy last all year round? With your own greenhouse, you can create the proper climate to grow plants all year round. Whether you garden for therapy purposes or not, that’s a great reason to get a greenhouse. No worrying about frost and no having to cut your gardening season short.

Make Money

Besides finding therapy through your garden all year long, buying a greenhouse for sale will pay itself off in no time! Do you know how many people want to find fresh crops to buy in the winter? A lot! It’s almost impossible to find good vegetables during the winter months beyond buying them imported from a large, pesticide-ridden farm in a warm area. People go crazy for fresh produce in the winter, and with your own greenhouse you can provide that for them.

Grow Whatever You Want

With a greenhouse, there are no climate restrictions on what you can grow. You create whatever climate you want! You can grow tropical plants that otherwise wouldn’t grow in your region. Family and friends will be mightily impressed by your green thumb when you show them your garden full of exotic plants that aren’t supposed to be around in your country.

As you can see, there are a multitude of benefits of buying one of our greenhouses for sale. Whether you want to try horticultural therapy or just garden all year long, greenhouses are a great way to do so.


Support, Charity and Wine

I think any of us that have kids, or frankly have ever been to a charity event know that wine serves a major purpose at charity events for a number of causes.  From helping to bring people into the fold, to simply offering another item to bid on, wine and charities go hand in hand.

Given some of the funding needs of deaf schools, I asked my favorite cheap wine club why more wine fundraisers weren’t happening for the deaf.  He said that quite simply most fundraisers have to start looking for targets and the blind schools are not typically thought of as places to pick up huge monetary gains.  Private schools and college preperatory academies dominate the conversation to this day which is unfortunate.

Deafness and Hearing problems

The simple definition of deafness is a difficulty hearing a noise.  Deafness comes in lots of forms ranging from very mild to profound deafness where nothing can be heard.  If you are severely deaf of course  you may have to rely on sign language.  The most standard form in English is called British Sign Language which is normally shortened to BSL.

There are over 9 million people in the UK who have some difficulty in hearing.  Of course not all of these have the severest form but it’s a significant number.  Fortunately in the UK there are lots of support groups, like Action on Hearing Loss who offer some great support and active campaigns.

The biggest cause of deafness is simply the aging progress.  In fact 3/4 of people with hearing problems are over the age of 60.

It’s unfortunate as the ability to communicate is an essential part of life.  There are however many more technology benefits and other aids to communication that can help.  Modern hearing aids are completely different from the ones available years ago.  It’s true  they rarely restore hearing completely but they can make a significant difference.

There quite a few resources available online and you can even watch  the news on the BBC who produce a special version for the hard of hearing.  A trained person = signs the whole of the news in the foreground making them much easier to follow.  You can see this special version of the news on the BBC Iplayer.  If you can access the BBC Iplayer programme due to location – this post can show you how to access the application from anywhere.

For more information – see these related posts

Discrimination against the Deaf

Lacking any of the five senses (sight, hearing, touch, smell, taste) is something the majority of the population never have to consider. But what sort of discrimination is there towards people who are “deficient”? As with racism and other forms of discrimination, it often comes down to ignorance.

There some humorous stories in an article titled Reflections of American Deaf Culture in Deaf Humor ( Reflections of American Deaf Culture in Deaf Humor.htm)

A group of Deaf people was at a restaurant, chatting away when a group of non-Deaf people at the next table began to rudely mimic their signs. One of the Deaf women decided she’d had enough. She walked to the public telephone, inserted a coin, and making sure she was being observed by the hearing group, signed a complete conversation into the handset, including pauses for the person on the other end to respond. When the Deaf group left the restaurant, they were amused to see the hearing people run over to inspect the phone.

While “normal” individuals may well have a biased opinion of deaf people, thankfully deaf people often don’t require any special treatment when it comes to goods and services available today. If you spend a moment to think about the appliances in your home, you may realize that a number of them are not “deaf friendly”. But is this really the case? While appliances may very well not have an easily visible on light, a great number of them will vibrate while they are in use, e.g. vacuum cleaners and juicers.

So it is not that deaf necessarily need to fight for equality the same way that physically disabled people must. In other words, while a person in a wheelchair may have real difficulty entering a building without an access ramp, deaf people may not need any special facilities. It is attitudes which count.

Get your Voice Heard, Employee Involvement

Engagement, involvement, inclusion, participation, democracy – use what word you like but organisations are keen for their employees to take part and add their voice to relevant organisational decision making.

Employee involvement is more than a flimsy feel good programme for employees to feel more connected to the organisation. Instead, it involves decision making input designed to improve organisational performance and at the same time, increase employee well-being.

Identity Cloaker

Employee involvement ensures that the power for some of the organisation decision making is in the hand of the employees, that information is more widely available so the decisions made by the employees can be based on timely and relevant information to contribute to understanding about how the organisation is performing now, where the organisation is trying to get to and what decisions need to be made in order to close the gap.

Ensuring that employees have the necessary knowledge and skills to make informed and good decisions is therefore essential. Having a voice is only useful if what you are saying is worthwhile and adding value to the organisation as a whole. Being heard requires that individual can demonstrate a skill and knowledge that demands an audience and respectful attention. Credibility comes when employees can demonstrate a level of expertise that contributes positively to organisational effectiveness.

Finally employee involvement means that the individual should be rewarded, recognized and celebrated with, possibly opening up new opportunities to get involved, in order that the organisation and employees benefit from greater involvement and inclusion. Pay and promotions are part of the equation, but participation and performance outcomes that contribute to organisational success should not remain unacknowledged.  These successes can be incredibly motivational for a firm and it’s a great idea to try and replicate these lessons for others in the organisation.

There is a growth in the number of organisation that want to hear what their employees have to say, and want to involve their employees in decision making. If your organisation is among them, develop your communication skills, improve your capabilities and get motivated and get involved.

Jason Kellsall

Author of American DNS for Netflix

Legal Representation for Deaf People Filing for Bankruptcy

Unfortunately, finances never keep count of one’s particularities, so, tall or short, ugly or beautiful, healthy or suffering from some affliction, anyone can end up facing bankruptcy sooner or later. In theory, people should be all equal and enjoy the same rights and obligations, yet, practice proves otherwise.

Normally, the first thing one should do when overwhelmed by debts and harassed by creditors is to seek legal counselling. So far, so good, but, especially when you live in a small town, where there aren’t so many lawyers you can turn to, being deaf can be a major disadvantage.

RTE proxy

Most lawyers are not familiar with the sign language and few of them are willing to hire an interpreter. Considering that their lawyer – client relationship is jeopardized by the potential communication difficulties, quite a few professionals avoid representing deaf people.

If most bankruptcy cases seem simple to lawyers with experience in the field, just imagine how challenging and difficult self representation is for deaf people. The curious part is that everything could be so much easier.

Either the lawyer or the client can hire an interpreter from the preliminary meeting and collaborate with the same person throughout the trial. Continuity is vital, because it helps the parties relate better and it eases the lawyer’s work. Of course, hiring an interpreter is an additional expense for the client, but, seeing the big picture, anyone can understand that the benefits of having legal representation are worth the trouble.

As far as the lawyer is concerned, the case of a deaf client could easily be compared with that of a foreign client – translation is required. Sometimes, the satisfaction of knowing he did the right thing is worth the price a lawyer has to pay, like putting up with an interpreter or investing a little more time in a particular case.

In the end, representing a deaf client in a bankruptcy case may turn into a challenging and rewarding experience any lawyer should try every once in a while.

Heather Collins

@German Proxy

Effective Balancing Exercises for the Elderly

Maintaining balance is a serious issue for men and women who have entered the later stages of life; especially those with hearing difficulties. According to the Center for Disease Control and Prevention in Atlanta, Georgia, losing balance has contributed to many accidental falls and slips among old people. Balance is critical since old bodies are susceptible to serious injuries that may arise from a fall.


Some injuries can be easily treated, like bruises and bumps. However, older bodies are fragile, and falling from a stairs or sliding in the bathroom can lead to fractures in the arms and legs. The worst thing that can happen is damage to the neck or back, which can lead to paralysis, expensive medication or even a premature death. In the United States, unintentional falls have been among the leading causes of almost 450,000 hospitalizations annually and 18,000 deaths among people who are 65 years and older.   In the UK, inspired by a variety of EU directives there’s a series of programmes running on the BBC – it’s accessible using the iPlayer from outside the UK using this technique.

Because of this, many senior citizens are flocking to health clubs and gyms to get their bodies into shape and learn balance training. Dr. David Thurman, a neurologist with the center and a spokesman for the American Academy of Neurology, explains that the ability to maintain balance degrades due to age. The good thing is one can reduce the rate of accidental falls by as much as 50 percent through strength exercises and balance training.

Below area few of the most effective balance education courses for the elderly, most of which are designed by experienced fitness trainers and nutritionists.

Pilates. A physical fitness program designed by Joseph Pilates, this form of exercise aims to build flexibility and promote muscular strength in the legs, abdominals, arms, hips, and back, which results in improved coordination and balance. Pilates training courses for the elderly have proven to be effective in helping senior citizens to reduce their chances of falling.

Stability ball exercises. Stability balls are designed to increase the strength in a person’s core muscles. For the elderly, having healthy core muscles means greater stability and balance. There are various stability ball training courses designed to really get the core muscles into shape without sapping too much strength and energy.

Yoga. The movements involved in yoga training helps in developing balance as well as boosting the strength of muscles that help in balance like calves, legs and the abdominals. There are various yoga training courses for the elderly that can be customized to address the specific needs as well as limitations of a person.

Still, there are many things that elderly people can do to increase their balance without going to the gym or being instructed by a physical trainer. Michael Rogers, an exercise scientist at Wichita State University, said that one does not have to be involved in a systematic program to maintain balance.

“You can do it anytime, anywhere,” Rogers said referring to balance exercising activities. One could go out for a bike or take a hike in the woods to kick start the nervous system’s regenerative processes, which in turn improve a person’s sense of balance and stability.

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